Not a large, cumbersome package, nor a completely custom solution: Mastermate has found the right balance with Novulo's composable software. This involves standardizing where possible, and customizing where necessary to support the company's identity and competitive edge. Director Wim Voskamp shared Mastermate's story at Composable Futures 2026.
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Novulo has been named InsurTech of the Year and Disruptor of the Year at the Europe FinTech Awards 2026, recognizing its impact on the insurance industry and the shift from legacy systems to composable software platforms.


Office outfitter Kato replaced its legacy system so that, with a composable ERP, it could optimally implement new strategic initiatives.

Freight carrier KLM Cargo optimizes complex scheduling, such as long-term staffing, by modeling it in a digital operations platform.


The acquisition of insurance intermediary Equidad in Aruba gives insurer ENNIA Aruba a unique opportunity to create a new online environment for policyholders using Novulo’s technology as the backbone. Read how ENNIA Aruba approached this.


In the dynamic insurance world, Du Gardijn supported by Novulo’s insurance software has overcome the limitations of ANVA. By moving beyond the traditional IT landscape, Du Gardijn is exploring new digital horizons. It’s a bold but important step for this ambitious intermediary.